Does Health Insurance Cover the Costs of ADHD?
You have probably told your child more than once that they would lose their head if it were not attached to their shoulders, especially when they do something like spend all evening on a homework assignment but then not remember to take it to school. On the other hand, perhaps you’re the one that dials someone’s cell phone number and, when they pick up a few seconds later, you have already forgotten who you were calling.
For those who have been diagnosed with ADHD, this condition of forgetfulness and lack of focus is no laughing matter. It can make you feel as if you are a dog chasing your own tail all day. For some people, medication and therapy can help, but first you need to know if health insurance covers the costs of ADHD.
What is ADHD?
ADHD is the acronym for Attention Deficit Hyperactivity Disorder. It is marked by the inability to focus or pay attention, trouble sitting still, irresponsible and reckless behavior, or any assortment of these symptoms. This usually becomes apparent by the time a child is around eight years old. The condition is most common in children but adults can suffer from it as well, by either carrying it into adulthood or not being properly diagnosed as a youngster.
Detecting ADHD can be a tricky and time-consuming process. The person must be observed regularly, for up to six months, in various situations. When the symptoms remain severe in more than one location, they are then identified as having ADHD.
At first glance, the signs of ADHD may not appear to be very serious. After all, just about everyone has bouts of restlessness and lack of concentration. However, for those with ADHD, the symptoms are so excessive that they interfere with normal, everyday tasks and relationships.
For children, this could mean that they are unable to handle a typical school day, where they must stay on task and follow an often rigid set of rules. It can lead to a child being labeled with a behavior problem or subject them to constant disciplinary action. Often, their grades suffer due to their lack of focus and inability to concentrate. Teachers may notice that the child cannot function if subjected to even the smallest distraction, such as another student tapping a pencil or a bird chirping outside.
Conduct associated with ADHD can be quite dangerous for young people. The condition might cause them to run too fast without looking or prevent them from developing a healthy sense of fear.
Adults with ADHD may have difficulties on the job or at home with friends, family members, and intimate partners. They might find it hard to keep a job because of their tendency toward forgetfulness and not being able to stick to one assignment or successfully see a project through to completion. You may find them always jumping from one thing to the next without actually finishing anything.
Both adults and children with ADHD might experience social awkwardness. They could be tough or challenging to talk with or relate to as they quickly leap from one subject to another or fail to keep up with your conversation.
Scientists are still studying the causes of ADHD. They are considering numerous factors such as heredity, brain function, and outside surroundings.
How is ADHD treated?
In some cases, the symptoms of ADHD simply subside as the youngster grows up. Other times, they progress into later life. It is not known how each individual ADHD problem will develop or change over time.
Medication is the most common form of treatment for ADHD. Prescription medicine has been found to help with symptoms by decreasing hyperactivity and increasing focus.
With today’s technological and medical advances, therapy can be delivered through several methods, such as pills, patches, and time-released capsules. All of these require just one dose a day so you don’t have to worry so much about missed or forgotten dosages. Some have side effects, especially for young children, so it is best to discuss all options with your doctor.
Therapy has also proven successful for ADHD patients. They learn behavior modification and social skills. Some experts believe ADHD can be treated through dietary measures. They advocate for eating more protein and fewer carbohydrates and sugars.
Doctors have weighed in by advocating for more natural food choices, and less artificial ingredients. You can also talk to your pediatrician or physician about creating a special diet based on your unique situation. This is done by closely monitoring your meal plan and how your diet affects your behavior. For example, if you find that your performance alters after ingesting lots of salty foods, you may want to adjust your meals accordingly.
Can you get health insurance coverage for ADHD treatment?
Coverage for ADHD treatment may vary from one insurance company to another. ADHD is classified as a mental health issue, and these are handled differently by each provider. Sometimes only medications are covered, and for others only certain doctor visits are allowed.
Even if you have made a claim for ADHD treatment coverage and it was denied by your health insurance company, you might be able to overcome this obstacle on appeal. It is best to speak with your health insurance representative to find out if your needs can be covered.