So much goes into protecting our children. We buy the best car seats and automobiles with numerous airbags. There are laws that bicycle operation must include a helmet and food product manufacturers are required to list all ingredients so we can guard against unwanted additives and preservatives. As parents, we want to fight every battle […]
Most major health insurance companies have a list of primary care physicians who fall within their network. Patients can choose one from the designated list or can opt to pay a higher amount if the doctor they prefer is out of network. According to the Wall Street Journal, many people seek recommendations from their friends […]
Unemployed people need health insurance just as much as employed people, if not more. Health insurance is meant to help cover medical expenses, and people who don’t have jobs have just as much of a chance of getting hurt or sick as those that are employed do. Life is stressful enough without having to worry […]
Health insurance covers a wide range of immunizations. The Affordable Care Act, which was signed into law in 2010, ensures that preventative care vaccinations are covered at no cost to the insured and no shared cost to the insurance group. To be eligible, your policy must have begun or been renewed with the new stipulations […]
Much like other healthcare costs, vision care expenses continue to soar. So people who need corrective steps such as prescription glasses or contact lenses constantly wonder whether they are covered or not under their existing health insurance plans. Unfortunately, there is no one cut-and-dried answer that fits all. Vision coverage terms and conditions vary, depending […]
If you get regular eye check-ups, need reading glasses, or wear contact lenses, you know that eye exams can be quite expensive. So it is important to know what kind of vision coverage is available to you. Good vision coverage can significantly lower your eye care and prescription eyewear costs. Vision coverage varies from plan […]
If you are suffering from excruciating tooth or gum problems that require dental surgery, you could end up with an expensive bill. Dental procedures, especially dental surgery, can become a painful financial drain without insurance. So it is very important that you explore and understand all of the insurance options available to you and your […]
Your health insurance is one of the most important benefits you receive as part of your employee package. Having health insurance helps you avoid budget-breaking bills for routine care or for those occasional times when you need more. If you or a member of your family has special health needs such as diabetes or heart […]
Infants require more health care in the first year of life than they will, in most cases, for the next 18 years. Well-baby checkups and treatment for normal illnesses are vital, and for an infant born with any type of medical condition, weekly doctor’s visits are not out of the question. The only way most […]
Everyone wants a beautiful smile, but how can you get one if you have to pay up to $7,000 for braces? Few people these days have that kind of money laying around to spend on a perfect smile when there are so many other pressing financial needs. Fortunately, you do not have to worry about […]
