Can I Get My Health Insurance to Cover Hair Transplant Procedures?
In legend, it was said to be a source of power for Samson. Songs and plays continue to be written about it. Like it or not, hair continues to hold a very powerful place in our past and present stories and lifestyles.
Consequently, if you are losing your hair, it might have you feeling powerless and depressed. However, there are options available that promise to give you back your full head of hair. You will just need to find out if you can get your insurance to cover hair transplant procedures.
What is involved in hair transplant procedures?
Men and women have obsessed over their hair for hundreds of years, but it wasn’t until the 1950s that someone created a method for replacing lost or thinning hair. Some see this procedure as a miracle, yet it does not come cheap and it is not for the faint of heart.
If you are considering a hair transplant, it is helpful to know the facts before making a final decision. You should also discuss the pros and cons with your physician. In your consultation, he or she will lay out all the options related to your unique situation.
To have a hair transplant, the first thing that will be done is the removal of a small area of your scalp from an unnoticeable part of your head where hair is growing normally. This is typically done quickly as an outpatient process.
Your individual hairs are then painstakingly attached to the piece of scalp. The hairs are called grafts. You then will have another appointment during which your doctor will make many minuscule incisions in your scalp where you have experienced hair loss and each graft is meticulously affixed into each tiny opening.
The entire operation can usually be completed in less than seven hours. The hairs are positioned on the graft to look as natural as possible. Since everyone’s hair is different, it is difficult to estimate how many grafts will be required. It is also determined by how much area needs to be covered. Generally, most people can do with approximately 500 grafts but some may have need for as many as 2,000.
You can plan to resume your regular schedule in a few days after receiving the hair transplant. Also, you can expect to be about $5,000 to $10,000 poorer. It can sometimes cost as much as $15,000 to have a hair transplant, depending on the results you wish to achieve.
In roughly one month, the grafts will gradually fall out and your own genuine hair will start to grow over the course of several months. This occurs because, in the area of scalp that was originally removed your hair was growing just fine, and when it is relocated to another part of your head, the scalp should continue to produce some hair.
Occasionally, people who undergo hair transplantation can encounter obstacles, such as extra bleeding, redness, or irritation. There may also be issues with the new growth, including scars or infections. However, since the process is done using your own hair, the possibility and incidence of rejection or complications is slight.
It is important to note that hair transplantation surgery does not totally turn back the clock. The procedure is seen as successful but you should not anticipate having the same lush locks you had when you were younger. It is simply moving or transplanting hair from a place you have it into a place where you do not, so that hair loss is not as obvious or substantial.
Does insurance cover hair transplant procedures?
Although hair loss is considered to be very important for your appearance, lifestyle, and confidence, it is normally not thought of as life-threatening and therefore, hardly ever covered by your health insurance plan. Hair transplantation is viewed as a cosmetic procedure, meaning it is not medically necessary and consequently is something you can do without, such as a nose job or face lift.
If your hair loss happens as the result of injuries from fire or some other disturbing event, your insurance company might classify it as being necessary for reconstructive purposes. It is best to check with your health insurance provider to be sure.
You may be able to find outlets that let you pay for the procedure over time, in monthly installments for example. In addition, you can shop around for the best procedures and experts at the best price.
What other options are available for hair loss?
Hair transplantation is attractive because it offers a permanent solution. However, if the cost is prohibitive for you, there are other, less expensive choices.
Some people have found satisfaction with the medications that have recently become available, such as Rogaine and Minoxidil. You can also try toupees and wigs, which can appear quite natural-looking as a result of new technology and materials.